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Short Sale Buyers [link widoczny dla zalogowanych] and What They Want
Posted:June 22, 2010Comments:Views:4
Short Sale Buyers and What They Want
Short sale buyers, or those that are looking for a short sale do so because they are hoping to find a great deal on a house. You need to make a mental note of this when you are looking through listings, and when you suspect that you are looking at a home that seems too low of a price, make sure you ask your agent outright if the home is in a short sale.
Short sale buyers are anxious, and have been holding out for that great deal. This isn?t a [link widoczny dla zalogowanych] bad thing, and this has been beneficial to many who were looking for a home, but the term ?short? certainly isn?t an indicator of the length of time it takes to buy the home. There are many occasions on which short sales have [link widoczny dla zalogowanych] taken anywhere from 4 to 6 months or longer to close.
Short sale buyers also need to be aware that even when a home is in a short sale, that doesn?t necessarily indicate that they will [link widoczny dla zalogowanych] accept your [link widoczny dla zalogowanych] offer. The lender does get to supersede the seller even if they want to accept your offer, so it can feel like a hunt for sure. The lender is essentially forgiving the seller?s debt so keep that in mind. This is [link widoczny dla zalogowanych] a situation that everyone can win, but it won?t be an easy road.
Many short sale buyers have also been led to believe that a short sale happens because the home owner is in default. This is not the case at all; in fact, the mortgage doesn?t have to be late but the owner does have to be ?upside down? in the mortgage in order for a lender to consider it. Being ?upside down? in the mortgage means that you owe more than the home is worth, and if someone has lost their job and they can [link widoczny dla zalogowanych] see default in their future, it may be best to try and negotiate a short sale before it?s too late.
If you are planning to buy, and [link widoczny dla zalogowanych] you want to hunt for a short sale, your agent can tell you if a [link widoczny dla zalogowanych] foreclosure notice has been filed, and how much they owe the bank. This is a good strategy [link widoczny dla zalogowanych] for you because it will [link widoczny dla zalogowanych] give you the heads up on what to offer.
When buying a short sale, it?s really about [link widoczny dla zalogowanych] having the right professionals to help you along the way. This process can be hard if you have an agent who has never dealt with a short sale, so do some research before you choose.
For more information, you can go to [link widoczny dla zalogowanych] Help is only a click away!
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