Forum Karczmy Bezdennego Kufla

cheapbag214s

50 Ways to Enhance your Finances in 2012
As a client of Fisher Investments for about 4 1/2 years,[link widoczny dla zalogowanych], my portfolio lost over $90,000 in addition to paying almost $30,[link widoczny dla zalogowanych],000 in "investment advisory fees." It expressly targets,[link widoczny dla zalogowanych], pursues, and entraps, "high value individuals" (an immediate quote from its ads), primarily seniors and/or retirees with $500,000 or more in assets to invest; for many, this is their lifetime savings! It will this through sophisticated, misleading, and slick "snake oil" ads in financial publications (Forbes, etc.) and many financial wed sites (MSN Money, etc.). Fisher Investments not only has a dismal record of profitability having a flagrant disregard for safety of principal, but just as egregiously,[link widoczny dla zalogowanych], it charges exorbitant "investment advisory fees" (1 1/2%) plus additional transaction costs and expenses which are more than excessive,[link widoczny dla zalogowanych], they're downright greedy! Moreover, these fees, costs, and expenses are totally unrelated to its investment performance -- customers are charged the same percentage fees,[link widoczny dla zalogowanych], costs, and expenses whether their portfolio gains or loses value!
To find the truth about Fisher Investments, just look up the Purisima Total Return Fund (PURIX), which Fisher Investments manages and which,[link widoczny dla zalogowanych], not only coincidentally, mirrors the portfolio returns (% profits) of most of Fisher Investments' Private Clients. MorningStar,[link widoczny dla zalogowanych], a well- known and probably probably the most prestigious stock and mutual fund rating service,[link widoczny dla zalogowanych], rates this fund "2-stars" on the scale of just one to 5 stars (1-star = Worst , 5-stars = Best). Purisima's 5-year performance (annualized return) is - 4.50% (NEGATIVE 4.50%); that's pathetic by any rating system. And again,[link widoczny dla zalogowanych], not just coincidentally, Purisima's expense ratio (the % fees charged to clients), much like Fisher Investments, is definitely an exorbitant 1.35%!
It would appear that the only real people making money at Fisher Investments is Ken Fisher, CEO and principal owner,[link widoczny dla zalogowanych], and his "Yes Men" or whom he describes because the "Investment Policy Committee." Actually Ken Fisher, with a value of over $1.7 Billion, is ranked number 263 about the Forbes "The Riches People in America." Naturally, this is his "cut" of the exorbitant advisory fees and other costs that Fisher Investments charges its clients. Invest in water filter and stainless steel water bottles and prevent wasting cash on bottled water as well as save the earth. Buy high quality things stuff vs cheap stuff and when you need to watch for that, save the cash after which buy. Bargain everywhere,[link widoczny dla zalogowanych], don't be shy to inquire about discounts and end up forgetting what someone will think about you. It is your hard earned cash,[link widoczny dla zalogowanych], if you do not respect it, nobody else will. When you are traveling, my first stop between airport and hotel or jobs are a grocery store to buy 5-days way to obtain vegetables and fruit, plus hummus. I am inclined to eat dinner during my room with my very own salad,[link widoczny dla zalogowanych], humus, and fruits. I also carry these items to operate and at time, carry a small blender to make my very own smoothie. I've been traveling since 1997 worldwide,[link widoczny dla zalogowanych], and these habits keeps me fit and ready to go. I literally saved enough carrying this out to pay the 20% down on home. If you achieve per-diem etc, plan prior to the travel, how much you can accept and how much it can save you.
相关的主题文章：

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]

[link widoczny dla zalogowanych]